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ERIS Passing Score 2026: Exactly What You Need to Pass

TL;DR
  • Each ERIS course final has 50 multiple-choice questions, and you need 70% correct to pass it.
  • There is no single aggregate ERIS score; every course final is assessed separately.
  • Certification-only finals are open book, need no proctor, and allow unlimited retakes.
  • You complete any five of six core courses within five years of buying the first.

What "Passing" Actually Means for ERIS

If you searched for the "ERIS passing score" expecting a single scaled number like the ones used by large proctored licensing exams, the real answer is simpler and, for most candidates, friendlier. The Energy Risk and Insurance Specialist (ERIS) designation, offered by the International Risk Management Institute (IRMI) and delivered online through the IRMI + WebCE Learning Center, is earned by completing a set of courses, each with its own final assessment. The passing standard lives at the course level.

The short version: 70% correct on each course final. Finals contain 50 multiple-choice questions drawn from a question bank, so in practical terms you are aiming to answer at least 35 of 50 correctly on every course you take toward the designation. That is the whole scoring rule for certification-only credit.

Understanding that structure changes how you prepare. You are not studying for one high-stakes sitting that blends everything together. You are working through a series of focused, topic-specific assessments, and you control the order and the pace. If you want the broader picture of how demanding that path is, our guide on how hard the ERIS exam is puts the difficulty in context.

The 70% Rule on Every Course Final

Each ERIS course ends with a separate final assessment. For certification-only credit, the default conditions are consistent across the catalog:

Assessment ElementDefault Condition (Certification-Only)
Question count50 multiple-choice questions
Question sourceSelected from a question bank
Passing threshold70% correct per course final
FormatOpen book
ProctoringNo proctor or monitor required
RetakesUnlimited

This consistency is corroborated in individual course descriptions. For example, the Commercial Liability Insurance for the Energy Industry course page, last reviewed in September 2024, reflects the same 50-question, 70% assessment pattern and expects you to arrive with basic commercial liability knowledge.

One caveat on "default" conditions: The conditions above apply to certification-only credit. IRMI notes that adding optional insurance CE credit or CPA CPE credit can change assessment requirements. If you are layering CE credit on top of your ERIS work, confirm the assessment rules for that credit type before you begin so you are not surprised by a different format.

Why There Is No Combined ERIS Score

A common misconception is that the ERIS works like a single comprehensive exam with weighted domains and one cumulative result. It does not. The six topic areas associated with the program are the titles of available core courses, and the program header counting six items does not mean six compulsory courses or six official domains of one examination.

Here is how the structure actually works:

  • Six core course choices are available in the current catalog.
  • You complete any five of those six, each with its own final assessment.
  • Finals are not averaged or combined. A strong result in one course does not compensate for a failed attempt in another; each must independently reach 70%.
  • The topics are unweighted. There are no published percentage weights by domain, so do not trust any source that claims to tell you exactly how many questions come from each area.

Because the topics are listed as preparation areas rather than an exhaustive blueprint, treat them as the curriculum spine rather than a guarantee of exact coverage. For a deeper walk through each area, see our complete guide to the ERIS content areas.

Course-by-Course: What Each Final Tests

Since your passing score is earned five separate times, it helps to know what each course demands. Below are the six core course titles, with the kind of understanding a candidate should bring. Remember that IRMI assumes you already know basic insurance terminology and fundamentals; the ERIS courses build energy-specific depth on top of that base.

Commercial Liability Insurance for the Energy Industry

Applies commercial liability concepts to energy operations, where the exposures and policy structures differ from standard commercial accounts.

  • Arrive comfortable with basic commercial general liability fundamentals
  • Be ready to apply coverage concepts to energy-specific scenarios, not just define terms

Contractual Risk Transfer in Energy

Focuses on how risk moves between parties through contract language in an industry built on layered contractor relationships.

  • Understand how indemnity and insurance requirements allocate responsibility
  • Read scenarios carefully, since open-book access helps only if you know where to look

Control of Well/Operators Extra Expense Risks and Insurance

Addresses the specialized coverage designed around well-related loss events and the extra expenses an operator can face.

  • Learn the vocabulary of the coverage thoroughly; specialized terms are easy to confuse
  • Expect scenario questions that test whether you can match a loss to the right coverage concept

Renewable Energy: Unlocking Opportunity

The newer core offering, reviewed in October 2025 and explicitly approved for Core credit. It assumes basic property and casualty insurance knowledge plus familiarity with energy-industry terminology.

  • Useful if your career is moving toward solar, wind or other renewable project exposures
  • Check that the course is the version approved for Core when you enroll

Understanding the Oil and Gas Industry and Its Risks

Builds the industry foundation: how the sector operates and where its risks originate.

  • Often a sensible first course for candidates who come from insurance rather than energy
  • Gives context that makes the more technical coverage courses easier to absorb

Workers Comp and Maritime Liability for the Energy Industry

Covers employee injury and maritime-related liability exposures that matter heavily in offshore and marine-adjacent energy work.

  • Pay attention to how different injury and liability regimes interact
  • Distinguish carefully between scenarios that look similar but fall under different frameworks

You do not need to take all six. Choose the five that best match your current role and the exposures you want to be credible on. Our ERIS study guide goes deeper on how to pick and prepare for your selections.

Open Book, No Proctor, Unlimited Retakes

Three features of the default assessment conditions change what "passing" really requires.

Open book does not mean effortless

Finals draw from a question bank, and they are multiple choice with plausible distractors. Open-book access helps you verify a detail, but it rarely rescues you from not understanding the concept. Candidates who treat the final as a search exercise tend to burn time and still miss scenario-based questions that require judgment. Build a clean set of notes organized by course topic so that lookup is fast when you need it.

No proctor, no monitor

Certification-only finals do not require a proctor or monitor, which removes the logistics of testing centers and scheduled appointments. You take the assessment through the online learning platform on your own schedule. That flexibility is real, but it also means the discipline to prepare falls entirely on you.

Unlimited retakes

Because retakes are unlimited under the default conditions, a miss on one attempt is a data point rather than a verdict. The question bank means a retake may not repeat the same 50 questions, so use any miss to identify the weak topic areas rather than memorizing answers. This is also why headline "pass rate" figures are hard to interpret for this program; see our discussion of what the ERIS pass rate data shows for how to read those claims carefully.

Key Takeaway

The 70% threshold is the only hard scoring line, and unlimited retakes make it forgiving. The real constraint is not the score; it is finishing five courses and their finals inside your access periods and the five-year program window.

Five-Year Window, Access Periods and Fees

Passing the finals is only part of earning the designation. The timing rules matter just as much, and they are easy to confuse because there are two separate clocks.

Clock or CostWhat Applies
Program completion windowComplete five of six core courses and their finals within five years of purchasing the first core course
Individual course accessGenerally 12 months of online access from the purchase date
Per-course priceUSD 169 per course
Five-course bundleUSD 845 for five selected courses
Optional insurance CE creditUSD 19 extra per course

Notice that the 12-month access period and the five-year program window are separate. You could in theory spread your five courses across several years, but each individual course's materials and final are tied to its own access period. If you buy a course and let the 12 months lapse before finishing, you would need to deal with that expired access rather than assuming the program window protects you.

Watch for outdated pricing: Older descriptions of the program refer to a five-course structure and a USD 149 per-course price. Those are cached or superseded. The current catalog lists six core choices and USD 169 per course. For a full breakdown of what you will spend, see our ERIS certification cost guide, and check the ERIS requirements overview for prerequisites.

Also note that no other degree or designation waives the selected core courses. If you already hold a related credential, you still complete the five courses for ERIS. Timing questions are covered in more detail in our ERIS exam dates and scheduling guide, though keep in mind that because courses are online and self-paced, there are no fixed national testing windows in the way a proctored exam would have.

A Sequencing Plan Built Around the Six Courses

You need only one generic idea here: do the foundational material first and the most specialized last. The right order depends on your background, but the sequence below fits a typical insurance professional new to energy. Adjust it based on which five courses you select.

Weeks 1-2

Industry foundation

  • Start with Understanding the Oil and Gas Industry and Its Risks to build vocabulary and context
  • Keep a running glossary of terms you will reuse in later courses
Weeks 3-4

Liability and contracts

  • Take Commercial Liability Insurance for the Energy Industry while your insurance fundamentals are fresh
  • Follow with Contractual Risk Transfer in Energy, since indemnity and insurance clauses build on liability concepts
Weeks 5-6

Specialized coverages

  • Work through Control of Well/Operators Extra Expense Risks and Insurance, the most terminology-dense course for many candidates
  • Add Workers Comp and Maritime Liability for the Energy Industry if it is one of your five
Week 7

Optional renewables and review

  • If Renewable Energy: Unlocking Opportunity is in your selection, take it once the core energy vocabulary is solid
  • Revisit notes for any course where a final came in close to 70%

The logic is that contractual risk transfer and well-related coverage both lean on concepts introduced earlier, so taking them later reduces re-learning. This pacing is an example, not a mandate; self-paced delivery means you can compress or stretch it, as long as each course stays within its 12-month access period.

If you want to check your readiness before sitting a final, working through scenario-style questions on our main practice test site can help you spot gaps in insurance fundamentals before they cost you attempts. You can also see how the credential supports career moves in our ERIS salary analysis and weigh the investment using our ROI breakdown.

After You Pass: Renewal Credits

Earning the designation is not the end of the scoring-and-requirements story. Validity is renewed annually on your certification anniversary by completing six approved continuing-education hours in each 12-month period. Those hours can come from an online renewal course, eligible IRMI conference sessions, or an approved educational event.

Two details are worth remembering. First, renewal credit cannot be carried into a future year, so earning extra hours in one period does not reduce what you owe in the next. Second, there is a dedicated catalog of renewal courses separate from the core courses, so plan your annual hours rather than leaving them to the last week.

Why this matters for your "passing" mindset: The 70% threshold gets you the designation, but staying credentialed is a recurring annual commitment. Hiring managers and clients who care about the ERIS credential generally expect it to be current, so treat renewal as part of the program, not an afterthought.

For how the credential is used in the market, our overview of ERIS-related jobs and the introductory pages on what ERIS certification is are useful companions, along with a clear explanation of what ERIS stands for if you are sharing the credential with colleagues unfamiliar with it.

Frequently Asked Questions

What is the passing score for the ERIS?

Each ERIS course final requires 70% correct. Finals contain 50 multiple-choice questions, so you need at least 35 correct answers on each assessment. There is no single combined score across courses.

Is the ERIS one exam or several?

It is several. You complete any five of six core courses, and each has its own separate final assessment. The finals are not averaged or merged into one aggregate result.

Can I retake a final if I score below 70%?

Yes. Under the default conditions for certification-only credit, retakes are unlimited. Adding insurance CE or CPA CPE credit can change assessment requirements, so verify the rules if you are pursuing that credit as well.

Are the ERIS finals proctored or open book?

By default, certification-only finals are open book and require no proctor or monitor. Open-book access still demands real understanding, since the questions are scenario-oriented multiple choice drawn from a question bank.

How long do I have to finish the ERIS?

You must complete five of the six core courses and their finals within five years of purchasing the first core course. Separately, each individual course generally provides 12 months of access from its purchase date.

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